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Online Business and Student Lifestyle – BBC Report

AZ — Tue, 21 Sep 2010 05:51:10 +0000

A BBC report regarding Students setting up an online business and their lifestyle. Also the living sacrifices they have to make during their students life and running a business at same time.

What Every College Student Needs to Know About Credit Cards

AZ — Tue, 27 Apr 2010 07:03:34 +0000

During my student life i use to talk around about how to manage finances and don’t spend too much. First thing i hear used to be Do not get credit cards. Well as you all students will agree with me that its not possible at all. And yes whatever you do but end of day you have to deal with credit cards.

However, with credit card stuff one can avoid notorious credit card debts and walk out from student life without getting into much trouble. Here are some tips and videos i am going to share with you guys. And also a video of point of view that Students should not have credit cards.

Also read our other article about keeping student life a fun time not only during studying but also keeping yourself from big debts at end of your student life.

First here are some credit card tips for college students

1 – Manage Credit Score
If you have a large balance that is maintained by only making the minimum payment, you’ll be considered a “credit risk” and your credit score will go down. This affects buying a car (higher financing rates) and even insuring your car (higher financial risk = higher payments). Keep this in mind if you are racking up big bills without the cash to quickly pay them back.

2 – Don’t Carry a Balance
When possible, avoid carrying a balance. As stated above, it’ll keep your credit score lower than average and will also increase the amount of money you ultimately have to pay.

3 – Watch Your Interest Rate
The higher this is, the more your balance will increase each month. If you can begin with a 0% rate or transfer to a credit card that will offer a similar low rate, it is certainly recommended. Just be careful of what that low rate becomes, once the initial offer vanishes.

4 – Consider Rewards Cards
For those who do pay their bills, it’s worth looking into cards that provide cash back, miles, hotel points, or a similar bonus for using your credit card on a regular basis. Just be wary of annual fees, as they can offset any bonuses you may earn.

5 – Prepaid Cards Aren’t Ideal
If you think you’ll have a lot of difficulty paying off your balance, a prepaid card provides you with plastic, similar to a gift card you may get at a retail store. However, it doesn’t improve your credit, it won’t do much for you in emergencies, and there are very rarely options for rewards.

6 – Always Carry Some Cash
Studies have shown that consumers spend less when they are using cash instead of plastic. So, you may wish to leave your Visa at home when you hit the mall.

7 – Debit Cards Aren’t Always Best
The nice part about debit cards is that there is no balance, and your money is pulled directly from your bank account. The negatives are that it doesn’t allow you to improve your credit and if it gets stolen, thieves have direct access to your money – even though card companies say there is no liability.

8 – Use the telephone
Getting hit hard by your APR? Give your card company a ring and ask them if they can lower your rate. Have to make a late payment? Clear it with your card so you won’t incur late fees. Card companies want to keep you as customers and are more than willing to do favors for you, periodically. In turn, they hope that you slowly (but surely) keep your balances with them.

CREDIT CARD TIPS FOR STUDENTS – [VIDEO]

WHAT EVERY COLLEGE STUDENT NEEDS TO KNOW ABOUT CREDIT CARDS – [VIDEO]

SHOULD COLLEGE STUDENTS HAVE CREDIT CARDS?

Video Guide to New UK Student Visa Based on “Point-Based System” [Video]

AZ — Tue, 16 Mar 2010 05:58:22 +0000

Recently UK introduced new visa policies for Foreign students based on “point-based system”. Here is a cool video i found which can guide in detail foreign students to make them familiar with new UK student visa policies. For further information you can visit to UK Visa Guide

Life on campus – Oxford Brookes University [Videos]

AZ — Tue, 09 Feb 2010 11:54:38 +0000

What do you want from your university?

Oxford Brookes University – A Great Place to be a Student

Oxford Brookes University – Excellent Facilities

Oxford Brookes Academic Offering

Oxford Brookes Students’ Union Representation DVD

Oxford Brookes University: A mental note

UK universities application tutorial

AZ — Tue, 26 Jan 2010 08:05:37 +0000

This is a tutorial on how to apply to universities in the UK, which I hope will become a vlog, and let you know is doing the paperwork to live in their home country and remain on campus in the UK.

The University of Oxford – College Life [Video]

AZ — Fri, 23 Oct 2009 05:00:22 +0000

Oxford University is the oldest university in the English speaking world and has been educating world changing leaders for over 800 years.

I Got a Pea [Funny Video]

AZ — Tue, 11 Aug 2009 06:29:47 +0000

“I Got A Pea”is a funny song for kids by Bryant Oden, who did “The Duck Song” and “Bob the Snail”.

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Medical Students Life Song (Funny)

AZ — Wed, 17 Jun 2009 07:08:23 +0000

A music video describing the life of a medical student Funny Video.

The most time consuming and hardest schooling around is probably the Medical School in which you spend like eight or more years of your life. Medical students always seem to feel that they need to study constantly, but if you want to stay sane, you need to take a break sometimes. Watch this funny video of medical students how they snatched some time out of their busy routines and did this hilarious thing.

Studying at Oxford University – [Video]

AZ — Mon, 20 Apr 2009 07:35:57 +0000

Oxford University is the oldest university in the English speaking world and has been educating world changing leaders for over 800 years.

Find out more about studying at Oxford. http://www.sbs.oxford.edu

heystudents.com » Videos

Online Business and Student Lifestyle – BBC Report

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